Is there a target on my back? Is there a sign that says, “Bilk me”? Have the bad guys of the world checked me out and decided that I’m the easiest mark in town?

Not that I’m paranoid, or anything. And I like to think I’m pretty savvy when it comes to avoiding scams.

When emails arrive from former finance ministers of third world nations declaring that I can share in $750 million if I will merely send them my bank account routing number and a certified check for $500, I don’t fall for it. At least not after that first time.

When guys driving 30-year-old pickup trucks knock on my door and say they will replace the roof on my condo for $125, I cleverly negotiate the price down to $95.

But a confluence of electronic events in a single week have me thinking that I may a one-man victim of a crime spree.

• On Tuesday, I receive a call from my credit card company reporting suspicious activity on my card: a $340 charge at Target and a $17 charge at a breakfast restaurant.

Neither of which are legitimate, and both of which puzzle me. Because the card in question still is in my wallet, and I’m pretty sure when you pay in person with a credit card, businesses require you to actually present the card for swiping.

The only explanation I can think of is that the person who made the charges broke into my house, stole my credit card, went shopping at Target, ate breakfast, then broke back into my house and returned my credit card.

• On Wednesday, I’m notified that my Yahoo! mail account has been hacked for the third time in two weeks, even though I have changed my password every 15 minutes since the second time it was hacked.

• On Thursday, I get an email from Amazon informing me that I have successfully canceled an order for a purchase, even though I never have made a purchase on Amazon, and wouldn’t know how to do it if I wanted to.

I have no idea why all of this is happening. But if you’re a bad person who is looking forward to the opportunity of victimizing me, I have a deal for you. To save you a lot of time and trouble, I’ll be happy to share all my credit card, Internet and banking information. All you have to do is send me a certified check for $500, and I’ll mail it to you.

Contact this columnist at dlstew_2000@yahoo.com.